As a person, your 5000 US dollar saving let's say me have no choice 2020 its OU comet coming...2019 Winter. But you are in -5000 dollar that time.

You mean we are 5000 US dollar in the mid of 2023.

Your were -15,000 US dollar.

You understand that is not the humanity? Just 2020-2023? Some people have a career yielding, or the career choice that sign will always be +. If you just understand the budget, to the per weekend costs. People will say,"Well, 5000 US dollars isn't enough", no, its not. But the rest of you all saying your account its always in minus.

That monthly interest paid, or the credit cards loans, etc...that is more than that -15,000 + all the interests or something everything its red ink only.